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Mastercard Launches Euro Crypto Debit Card with Seamless Spending

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TL;DR

Mastercard launches a euro-denominated debit card that allows users to spend cryptocurrencies directly from self-custodied wallets.

The card, developed with Mercuryo, facilitates purchases at over 90 million merchants and integrates with Apple Pay and Google Pay.

It includes an issuance fee of €1.60, a monthly maintenance fee of €1, and a transaction fee of 0.95% , with instant conversion and compatibility with multiple blockchains.

Mastercard has announced the launch of a euro-denominated debit card that allows users to utilize cryptocurrencies directly from their self-custodied wallets .

This new product, developed in collaboration with the European cryptocurrency payment provider Mercuryo , enables users to make purchases both in physical stores and online without the need to transfer funds to centralized exchanges for conversion .

Over 500M people now own crypto, and we're set to double that! Why are people turning to on-chain?

From high-yield investments to tokenizing art and sending money abroad, crypto offers countless opportunities for financial independence often inaccessible in many countries.… pic.twitter.com/IjNuwsz4jM

— Mercuryo (@Mercuryo_io) September 5, 2024

The Mastercard debit card supports cryptocurrencies such as Bitcoin , simplifying the daily spending process and enhancing the payment experience for users. However, its use involves certain costs: an issuance fee of €1.60, a monthly maintenance fee of €1, and a 0.95% transaction fee , applied by Mercuryo. Despite these costs, the card represents a significant advancement in the integration of digital assets into users’ daily lives.

Mastercard Will Bring Millions Closer to the Crypto World

The card, known as Spend , allows users to spend cryptocurrencies directly from their wallets without the need for intermediaries . It is available for use at over 90 million merchants and integrates with services like Apple Pay and Google Pay.

Spend addresses common issues in the web3 ecosystem , such as difficulties in converting cryptocurrencies to cash and technical barriers faced by both novices and experienced users.

It is notable for its speed and flexibility , allowing instant conversion of cryptocurrencies into card balance, avoiding long waits and high fees associated with traditional conversion methods. The card also offers easy integration and nearly instant issuance , being compatible with multiple blockchains, including Ethereum and Solana .

With this card, cryptocurrency users now have a robust and convenient option to manage their digital assets in their daily lives in a secure, simple, and accessible manner.

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